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Should You File a Personal Injury Claim?

Robert Stahle • July 11, 2019
A man with crutches is talking to a woman and a woman holding a clipboard.

If you’ve suffered an injury due to an accident or someone’s negligence, you might be wondering if it’s necessary to contact a personal injury attorney to discuss your case. This question isn’t always an easy one to answer because the circumstances of each case vary so significantly. It’s important to look at a few specifics of your situation when determining if it’s worth your time and effort to contact an attorney.

Generally speaking, it never hurts to at least schedule a consultation, but if your situation includes any of the following circumstances, it’s in your best interest to speak with an attorney about filing a personal injury claim.


You Sustained a Serious Injury

If your injuries are minor, meaning that they didn’t really affect your life for more than a day or two, there might not be sufficient grounds for a personal injury claim. However, if your injuries are more severe, and have affected your quality of life for weeks, or even permanently, filing a personal injury claim can be important for protecting your financial future.

Loss of work, mountains of medical bills and stress can all have a financial impact. Filing a personal injury claim can ensure that you’re rightly compensated for your pain and suffering.


The Incident Resulted in Permanent Disability

If someone else’s negligence has led to you suffering a permanent disability, you have every right to file a claim and receive the fairest judgement in terms of compensation. A permanent disability can create challenges in the future that you might not even be aware of yet. Working with a personal injury lawyer can ensure you and your family have the financial resources needed for your long-term care.


You’re Not Sure Who Was At Fault

Say your personal injury was the result of an accident where multiple parties were involved, and liability is still somewhat unclear. Insurance companies are notorious for dragging out the claims process and finding any reason to deny a claim. When multiple parties are involved, the complexity escalates and your chances of successfully navigating a claim on your own are significantly reduced.

Working with a personal injury attorney for filing a claim means you have an advocate in your corner that knows how to deal with insurance companies and keep the claims process moving in a forward direction.


You’re Getting the Runaround From the Insurance Company

It’s in an insurance company’s financial best interests to pay as little as possible on every claim that crosses their desk. It’s not at all uncommon for an insurance company to deny payment or offer a low-ball amount as their first offer. It’s always wise to contact a personal injury attorney before accepting any offer to make sure you’re getting the fair compensation you deserve.


Contact a Personal Injury Attorney with Experience Today

If you’re asking yourself if you should contact a personal injury attorney, the safest answer is always yes. You have nothing to lose by reaching out discussing your claim with an attorney who has in-depth experience in personal injury claims. Fitch & Stahle Law Office is your personal injury team serving the Siouxland area. Contact us today for a consultation on your case.

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What to Do After a Drunk Driving Accident in Nebraska or Iowa Being hit by a drunk driver is traumatic, confusing, and often life-altering. In the aftermath, you may be overwhelmed by medical bills, vehicle damage, missed work, and pain that doesn’t go away. On top of all that, you’re probably wondering: What are my legal rights? At Fitch & Stahle Law Firm in South Sioux City, Nebraska , we help victims of drunk driving accidents across Nebraska and Iowa understand their rights, protect their claims, and pursue the compensation they deserve. This post explains what you’re entitled to after a DUI-related crash—and what steps you should take to protect yourself. Drunk Driving Victims Have the Right to Compensation If you were injured by someone driving under the influence of alcohol or drugs, you have the legal right to seek compensation through a personal injury claim . These claims are separate from any criminal charges the drunk driver may face. In a civil claim, the goal is not to punish the offender (that’s the court’s job)—it's to recover financial damages for the harm you’ve suffered , including: Emergency medical care Long-term treatment and rehabilitation Lost income and loss of earning potential Pain and suffering Mental and emotional distress Property damage Punitive damages (in extreme DUI cases) At Fitch & Stahle , our job is to make sure you get every dollar you’re entitled to—while the at-fault party is held accountable for their reckless actions. Nebraska and Iowa Laws That Protect Drunk Driving Victims Every state handles DUI-related personal injury claims differently. Because Fitch & Stahle Law Firm is licensed in both Nebraska and Iowa , we’re uniquely qualified to navigate the laws in both jurisdictions. Here are some key legal protections available in each state: Nebraska: Dram Shop Liability : If a bar, restaurant, or alcohol-serving establishment over-served the intoxicated driver, you may be able to sue that establishment under Nebraska’s dram shop law. Comparative Negligence Rule : Nebraska follows a modified comparative negligence rule. You can still recover damages if you were less than 50% at fault for the accident. Statute of Limitations : You generally have four years to file a personal injury claim in Nebraska, but acting sooner improves your chances. Iowa: Dram Shop Law : Iowa’s dram shop law also allows claims against alcohol vendors who sell to an intoxicated person that causes an accident. These claims have special notice requirements. Modified Comparative Fault : You can recover damages in Iowa as long as you are not more than 50% at fault. Statute of Limitations : In Iowa, you typically have two years from the date of injury to file a lawsuit. Understanding which laws apply—and how to use them to your advantage—requires a legal team with experience in both states. That’s why Fitch & Stahle Law Firm is the trusted choice in Siouxland . What to Do Immediately After a Drunk Driving Crash The steps you take right after a crash can make or break your case. Here's what you should do: ✅ Call 911 and get medical help Always prioritize safety. Even if you feel okay, some injuries (like brain trauma or internal bleeding) don’t show symptoms right away. ✅ Document everything Take photos of the crash scene, vehicle damage, your injuries, skid marks, and road signs. Get names and contact info of witnesses. ✅ Get the police report A police report stating the other driver was intoxicated is critical to your claim. Ask the responding officer for details about any breathalyzer or field sobriety tests. ✅ Avoid talking to insurance companies alone Insurance adjusters may seem friendly, but they are trained to protect the company—not you. Don’t give recorded statements or accept offers without legal guidance. ✅ Contact a personal injury lawyer The sooner you speak to a lawyer, the better. At Fitch & Stahle , we offer free consultations and handle every step of your claim—from gathering evidence to negotiating with insurers and going to court if needed. Common Injuries in Drunk Driving Crashes Drunk driving accidents often involve high speeds, poor judgment, and failure to brake—all of which increase the severity of injuries. We commonly represent clients suffering from: Traumatic brain injuries (TBI) Spinal cord injuries and paralysis Broken bones and fractures Internal bleeding and organ damage Facial disfigurement and scarring Emotional trauma and PTSD These aren’t just short-term problems. They can impact your career, relationships, and overall quality of life for years to come. That’s why it’s so important to have an attorney who fights for the long-term value of your claim —not just a quick settlement. Why Choose Fitch & Stahle Law Firm? Here’s what makes us different: ✅ We’re local —Based in South Sioux City and serving all of Siouxland ✅ We’re licensed in Nebraska and Iowa ✅ We’ve handled hundreds of personal injury claims ✅ You pay nothing unless we win ✅ We offer compassionate, one-on-one attention When you hire Fitch & Stahle , you're not just another case file—you’re a neighbor, and we take your recovery personally. Get the Legal Support You Deserve Today Drunk driving is a serious offense with serious consequences. If you or a loved one has been injured in a DUI crash in South Sioux City, Sioux City , or anywhere in the Tri-State area , don’t wait to assert your rights. 📍 Visit our office in South Sioux City, NE 📞 Call us at 402-494-3012 💻 Schedule your free consultation at fitch-stahlelaw.com Let us take the legal burden off your shoulders while you focus on healing. Fitch & Stahle Law Firm is here to fight for you.