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Leveling the Playing Field in Personal Injury Cases

Robert Stahle • January 29, 2025

When you’re injured due to someone else’s negligence, pursuing compensation can feel like an uphill battle. Insurance companies and large corporations often have deep pockets and skilled legal teams dedicated to minimizing payouts. Facing these entities alone can leave you feeling outmatched and overwhelmed. That’s where a personal injury attorney comes in, providing the expertise and advocacy you need to level the playing field.

Why the Odds May Feel Stacked Against You

Insurance companies and corporations have one primary goal: to protect their bottom line. They employ experienced adjusters and attorneys who are well-versed in strategies to:

  • Deny Liability: They may argue that the fault lies with you or another party, rather than their client.
  • Minimize Damages: Even if liability is acknowledged, they may dispute the extent of your injuries or the costs associated with your recovery.
  • Pressure You Into Settling Quickly: Early settlement offers often fail to account for long-term medical expenses, lost wages, and non-economic damages like pain and suffering.

Without the knowledge to counter these tactics, you risk accepting an offer far below what you deserve—or having your claim denied altogether.

How a Personal Injury Attorney Helps

Hiring a skilled attorney shifts the balance of power, ensuring you’re not taken advantage of during negotiations or litigation. Here’s how an attorney levels the playing field:

1. Legal Expertise to Counter Their Strategies

Personal injury attorneys understand the complexities of the legal system and the tactics commonly used by insurance companies and corporate lawyers. They can anticipate and counter these strategies, presenting evidence and arguments that strengthen your case.

2. Ensuring Your Rights Are Upheld

Navigating a personal injury claim involves understanding your legal rights and knowing how to enforce them. Your attorney will ensure you’re treated fairly throughout the process, protecting you from unethical practices like coercion or misrepresentation.

3. Maximizing Compensation

An experienced attorney knows how to assess the full value of your claim, factoring in immediate expenses and long-term impacts such as ongoing medical care or diminished earning capacity. They’ll negotiate aggressively for a fair settlement and won’t hesitate to take your case to court if necessary.

The Risks of Going It Alone

Without an attorney, you may find yourself at a disadvantage, particularly if you’re unfamiliar with the legal process. Common pitfalls include:

  • Accepting Lowball Offers: Without proper guidance, you might settle for less than your case is worth.
  • Overlooking Key Evidence: Gathering and presenting evidence is critical to proving liability and damages, but it’s a complex task that requires expertise.
  • Navigating Legal Complexities: Filing deadlines, procedural rules, and courtroom protocols can be daunting without professional help.

Empowering Your Case

Hiring a personal injury attorney not only improves your chances of a favorable outcome but also gives you peace of mind. With a legal advocate handling the complexities of your case, you can focus on healing and moving forward.

At Fitch & Stahle Law Office, we believe everyone deserves fair representation, no matter who they’re up against. Contact us today to learn how we can fight for the compensation you deserve and ensure justice is served.

By Robert Stahle June 11, 2025
When you’re injured by a drunk driver, the physical trauma is often only the beginning. Medical appointments, hospital stays, and prescription medications can last for weeks, months, or even years. You may be unable to work. You may lose your vehicle. And the emotional toll—fear, anxiety, depression—can weigh heavily on you and your family. Unfortunately, many accident victims never receive the compensation they truly need to recover. Insurance companies are skilled at downplaying injuries, undervaluing claims, and pushing quick settlements. These early offers often only cover short-term costs—and leave victims with nothing for long-term consequences. That’s why it’s crucial to work with a personal injury attorney who understands how to fight for your full and fair compensation. At Fitch & Stahle Law Firm , we’ve helped countless clients throughout Iowa and Nebraska recover the financial support they deserve after being hit by drunk drivers. Here’s how having legal representation can make a difference: 1. Understanding the Full Value of Your Claim A serious injury isn’t just about your ER bill. A strong legal claim must account for: Follow-up medical care, physical therapy, and surgeries Future medical treatment or long-term care Mental health services for trauma, PTSD, or anxiety Lost wages and reduced ability to earn income Property damage and vehicle replacement Pain, suffering, and loss of enjoyment of life Without legal help, you may never even know you’re entitled to compensation for these elements—let alone how to calculate their true cost. Our attorneys work closely with doctors, financial experts, and accident specialists to build a comprehensive case that reflects the full scope of your losses. 2. Pursuing Punitive Damages In Iowa and Nebraska, courts may award punitive damages in drunk driving cases. Unlike compensatory damages (which are designed to cover your losses), punitive damages are intended to punish the offender for particularly reckless or egregious behavior and deter others from doing the same. These damages can significantly increase the value of your claim—but you need an experienced attorney to prove that the driver’s actions warrant them. We know how to present evidence of impairment, prior offenses, and other aggravating factors that strengthen your case. 3. Exploring Additional Sources of Compensation Sometimes, the drunk driver’s insurance policy won’t cover the full cost of your damages. In those cases, we explore: Your own underinsured/uninsured motorist coverage Dram shop liability (if a bar, restaurant, or event overserved the driver) Third-party liability (in rare cases, the driver’s employer or vehicle owner may also share responsibility)  Our team works to leave no stone unturned when identifying all potential sources of recovery. 4. Standing Up to the Insurance Companies Insurance adjusters are trained negotiators. Their job is to pay out as little as possible. Without a lawyer, they may take advantage of your lack of legal knowledge or pressure you into a fast settlement. With Fitch & Stahle in your corner, you don’t have to deal with their tactics. We handle all communication, submit all documentation, and push aggressively for the settlement you deserve. And if the insurance company won’t cooperate? We’re ready to take your case to court. If you or someone you love has been injured by a drunk driver in Iowa or Nebraska, don’t let the insurance company decide what your recovery is worth. Contact Fitch & Stahle Law Firm today for a free case evaluation. Let us help you move forward—with the compensation and justice you deserve.
By Robert Stahle June 6, 2025
Drunk driving accidents are among the most devastating types of crashes—and the most preventable. Every time someone chooses to drive under the influence of alcohol, they not only break the law, but they also endanger innocent lives. When you’re the victim of one of these reckless acts, the physical, emotional, and financial consequences can be overwhelming. Many accident victims assume that if the other driver was arrested for DUI, the case will resolve itself quickly and fairly. After all, if the police have proof that the driver was drunk, what else is there to fight about? The reality is far more complex. Even when intoxication is clear, recovering compensation is rarely straightforward. Insurance companies are primarily concerned with protecting their bottom line. They may admit the drunk driver was at fault but still dispute the amount of damages you’re owed. They may claim your injuries aren’t as severe as you say or argue that you had pre-existing conditions. In some cases, they may even try to shift partial blame to you. That’s why hiring an experienced drunk driving accident attorney is so critical. At Fitch & Stahle Law Firm , we represent clients throughout Iowa and Nebraska who have been harmed by drunk drivers. Our attorneys know how to build strong legal cases backed by evidence, expert testimony, and strategic negotiation. We don’t just take the word of the insurance company—we conduct our own investigations, obtain police and toxicology reports, interview witnesses, and, when necessary, work with accident reconstruction professionals to determine exactly what happened and who’s responsible. Beyond proving liability, our goal is to make sure every client receives the full amount of compensation they’re entitled to under the law. That includes not only current medical expenses and lost wages but also: Future medical care (surgeries, rehab, medications) Lost future earning capacity Pain and suffering Mental and emotional trauma Property damage Punitive damages when applicable In particularly egregious cases, we may also pursue compensation from third parties under Iowa or Nebraska’s dram shop liability laws . If a bar, restaurant, or even a private event served alcohol to someone who was visibly intoxicated or underage, that establishment could be held partially liable for the damages. Dealing with injuries, doctors, bills, and the trauma of the crash is hard enough. You shouldn’t also have to navigate legal paperwork, deadlines, and difficult insurance adjusters on your own. We provide personal, compassionate, and aggressive legal representation—so you can focus on healing while we focus on justice. Remember: The other driver’s arrest or conviction does not guarantee you fair compensation. Civil and criminal cases are separate, and only a personal injury claim will secure the financial support you need to recover and rebuild your life. If you or a loved one has been hit by a drunk driver in Sioux City or the surrounding areas of Iowa and Nebraska, don’t wait. Call Fitch & Stahle Law Firm today for a free consultation. We’ll help you hold the drunk driver—and their insurance company—fully accountable.
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