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Avoiding Costly Mistakes in Your Personal Injury Claim

Robert Stahle • February 6, 2025
A wooden judge 's gavel with a stethoscope attached to it.

Navigating a personal injury claim can be a complex and stressful process. One wrong move could jeopardize your ability to receive fair compensation. To protect your rights and maximize your settlement, it's crucial to avoid common pitfalls that can negatively impact your case. Below, we discuss some of the most frequent mistakes claimants make and how an experienced personal injury attorney can help you steer clear of them.

1. Accepting an Early Settlement Offer

Insurance companies often offer quick settlements to injury victims, hoping they will accept less than they deserve. While it may be tempting to accept an offer and move on, early settlements usually undervalue your damages, leaving you without the compensation you truly need for medical expenses, lost wages, and long-term care. Once you accept an offer, you typically waive your right to seek additional compensation in the future. A personal injury attorney can evaluate the full extent of your damages and negotiate a fair settlement on your behalf.

2. Making Statements to Insurance Adjusters

After an accident, insurance adjusters may contact you for a statement. While they may seem friendly and concerned about your well-being, their primary goal is to minimize payouts for their company. Anything you say can be used against you to dispute your claim. Even a seemingly innocent remark like “I’m feeling okay” can be misconstrued to suggest your injuries aren’t severe. To protect your claim, it’s best to let your attorney handle all communications with insurance companies.

3. Failing to Provide Sufficient Evidence

Strong evidence is the backbone of a successful personal injury claim. Without adequate documentation, proving liability and the extent of your damages becomes difficult. Some common evidence-related mistakes include:

  • Not gathering witness statements
  • Failing to take photos of the accident scene and injuries
  • Neglecting to keep medical records and receipts
  • Not following up with doctors or adhering to treatment plans

An experienced attorney will ensure all necessary evidence is collected and properly presented to strengthen your case.

4. Missing Filing Deadlines

Every personal injury claim is subject to a statute of limitations, which sets a deadline for filing your lawsuit. Missing this deadline can result in losing your right to pursue compensation altogether. Additionally, other procedural deadlines may apply, such as notifying the appropriate parties within a certain time frame. A personal injury lawyer will track all deadlines to ensure your claim remains valid.

5. Representing Yourself Without Legal Expertise

Many injury victims attempt to handle their claims without legal representation, believing they can negotiate a fair settlement on their own. However, personal injury law is complex, and insurance companies have teams of lawyers working to protect their interests. Without an attorney, you may overlook crucial legal aspects or accept a lowball offer. Having a skilled attorney on your side significantly increases your chances of securing a favorable outcome.

Protect Your Rights with Professional Legal Help

Avoiding these costly mistakes can make all the difference in your personal injury case. An experienced personal injury attorney provides the knowledge and guidance needed to navigate the legal process effectively. If you’ve been injured due to someone else’s negligence, don’t risk your claim—seek professional legal assistance to ensure you receive the compensation you deserve.

For a free consultation and expert legal guidance, contact a trusted personal injury attorney today.

Fitch & Stahle Law Firm: Your Trusted Legal Advocates

At Fitch & Stahle Law Firm, we understand the challenges that come with pursuing a personal injury claim. Our experienced attorneys are dedicated to protecting your rights and ensuring you receive the compensation you deserve. With a strong track record of success, we provide personalized legal guidance and aggressive representation. Contact us today for a free consultation and let us help you navigate the legal process with confidence.

By Robert Stahle August 15, 2025
If you’ve been injured by a drunk driver in Nebraska or Iowa , you may be overwhelmed with questions: Who pays for your medical bills? What if you can't work? Should you talk to the insurance company? Most importantly— do you need a personal injury attorney? The short answer: Absolutely. At Fitch & Stahle Law Firm , we help victims of drunk driving accidents recover the full compensation they deserve. Our firm, based in South Sioux City, Nebraska , is licensed in both Nebraska and Iowa. We understand the specific laws in each state that can make or break your case. In this blog post, we explain why hiring an experienced DUI accident lawyer is crucial after a drunk driving crash—and how we help protect your rights. Understanding Drunk Driving Accident Claims Drunk driving crashes differ from typical car accidents. That’s because they involve criminal conduct , not just negligence. When someone chooses to drive under the influence, they’re endangering lives, breaking the law, and exposing themselves to serious civil liability. While criminal DUI charges may result in jail time, fines, or license suspension, a criminal case does not pay your medical bills or compensate you for your suffering . To recover damages, you must file a civil personal injury claim , and that’s where an experienced attorney makes all the difference. What a Personal Injury Lawyer Does After a Drunk Driving Crash A skilled personal injury attorney will do far more than just file paperwork. At Fitch & Stahle Law Firm , we build strong, evidence-backed cases to maximize your compensation. Here's how we help: 1. Investigate the Accident Thoroughly We gather police reports, interview witnesses, obtain surveillance footage, and examine the crash scene to build a clear picture of what happened—and who is at fault. 2. Prove Liability and Damages To win your case, we must prove that the drunk driver was both negligent and the direct cause of your injuries. We use expert testimony, medical records, and accident reconstruction to build a compelling argument. 3. Handle Insurance Companies Insurance companies may pretend to care—but their goal is to protect their profits. We handle all communication with the insurer so you don’t say anything that could harm your case or reduce your payout. 4. Pursue All Avenues for Compensation In some cases, Nebraska’s DRAM Shop Law may allow us to hold a bar, restaurant, or social host responsible for over-serving the driver. These third-party claims require skilled legal navigation—and our attorneys are prepared to pursue them when applicable. 5. Calculate Your True Damages Your injury isn’t just a few medical bills. We factor in future treatment, pain and suffering, emotional trauma, lost earning capacity, and other long-term effects to ensure you get full and fair compensation. Why You Shouldn’t Wait to Hire a DUI Accident Lawyer One of the biggest mistakes drunk driving victims make is waiting too long to seek legal help. Here's why acting quickly matters: Evidence fades —witness memories fade, videos get erased, and vehicles are repaired. Medical records and diagnostics can help prove injury causation when obtained early. Statute of limitations laws in both Iowa and Nebraska limit how long you have to file a personal injury lawsuit (generally 2–4 years, depending on the circumstances). The sooner you involve an attorney, the stronger your case will be. What Damages Can You Claim? At Fitch & Stahle Law Firm , we pursue maximum compensation for drunk driving accident victims. Depending on your situation, you may be entitled to: Emergency room bills and medical expenses Physical therapy and future treatment costs Lost wages and loss of future income Pain and suffering Emotional distress Loss of enjoyment of life Property damage Punitive damages (in egregious cases) If a loved one was killed in a DUI-related crash, we can also file a wrongful death claim to help cover funeral costs and compensate for the loss of companionship, support, and guidance. Local Lawyers Who Know the Tri-State Area We’re not a national law firm pretending to understand your community. We live here. We work here. We know the roads, the courts, and the unique challenges facing drunk driving victims in South Sioux City , Sioux City , and across Northeast Nebraska and Northwest Iowa . We’ve handled countless injury cases across: Dakota County, Nebraska Woodbury County, Iowa The Siouxland region Surrounding rural and urban areas Our deep roots in the community give us insight that out-of-town attorneys simply don’t have. What Sets Fitch & Stahle Apart? Choosing the right personal injury lawyer can significantly impact your case. Here’s why clients trust us: ✅ Free consultations and no fees unless we win ✅ Licensed in both Nebraska and Iowa ✅ Decades of combined trial and settlement experience ✅ Compassionate, client-first approach ✅ Clear communication and responsive service We’re committed to making sure drunk drivers are held accountable —and that you get the financial support you need to recover and move forward. Take the First Step Toward Justice If you’ve been injured in a drunk driving crash in Nebraska or Iowa , don’t fight the system alone. You need a strong legal advocate who knows how to win these cases—and who truly cares about your recovery. 📍 Visit our office in South Sioux City, Nebraska , or schedule a free consultation from anywhere in the Siouxland area. 📞 Call us or contact us online at fitch-stahlelaw.com to get started. Let us handle the legal burden while you focus on healing. At Fitch & Stahle Law Firm , we stand with victims—every step of the way.
By Robert Stahle August 8, 2025
How Fitch & Stahle Law Firm Fights for Justice in Nebraska and Iowa