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Multi-car Accidents: What You Should Know

Robert Stahle • June 25, 2024
A group of people are standing around a car that has been involved in a car accident.

Being involved in a vehicle crash often leads to significant injuries, emotional trauma, property damage, and financial stress. With multi-car accidents , you can expect a more catastrophic outcome that is challenging to navigate legally. Read on to learn more.

What Is a Multi-car Accident?
Also known as a pile-up crash, a multi-car collision occurs when three or more vehicles are involved in an accident. A common scenario is when a car fails to stop in time and collides with the back of the vehicle in front of it. This could cause a chain reaction, resulting in rear-end collisions between the cars following it.

While multiple vehicle crashes can happen anywhere, they often occur on high-speed routes that accommodate a large number of cars, like freeways. Common causes of these accidents include poor weather conditions, speeding, and distracted driving.

What Are the Legal Complexities of Multi-car Accidents?
Unlike two-vehicle collisions, which focus on the driver’s behavior and exterior factors like road conditions, multi-car crashes are less straightforward. Since it involves several colliding cars, numerous considerations must be studied to determine the appropriate lawsuit. Some of this accident’s legal challenges are:

Establishing Fault
During multiple car collisions, more than one driver may be at fault. So, the case often requires a careful analysis of the events leading up to the accident, evidence at the crash scene, and witness statements to determine fault and liability. Sometimes, accident reconstruction specialists are even summoned to ensure proper litigation.

Negligence Laws

Negligence laws determine how individuals involved in such cases are compensated. The three main types include contributory, comparative, and modified comparative.

Under contributory negligence, plaintiffs cannot receive compensation if they are at fault. Meanwhile, pure comparative laws only reduce the amount of damages based on liability. In Iowa, the modified comparative system is followed, wherein the plaintiff may only collect compensation if their percentage of fault is less than fifty percent.

Insurance Claims
Different insurance companies could be involved in multi-vehicle crashes, making it difficult to agree on an auto accident settlement. Aside from disputing liability and coverages, the varied severity of injuries can complicate medical claims. There may also be cases wherein some motorists are underinsured or uninsured.

Dealing with the complexities of multiple car collisions is a complicated and taxing process that is best left to experienced attorneys to ensure fair and just outcomes. If you or your loved one has been injured in a multi-vehicle crash, contact one of our trusted auto accident lawyers at Fitch & StahleLaw Office in Iowa!

By Robert Stahle July 28, 2025
Including Dram Shop Liability
By Robert Stahle July 16, 2025
How a Sioux City Personal Injury Attorney Can Help You Seek Justice Each year, drunk driving crashes leave thousands injured or killed—causing devastating emotional, physical, and financial consequences. Despite strict DUI laws and public awareness campaigns, impaired drivers continue to pose a serious threat across Iowa, Nebraska, and the country. For victims, the aftermath of a drunk driving accident is more than just painful—it can be life-altering. At Fitch & Stahle Law Firm , we fight to hold negligent drivers (and sometimes even the businesses that served them) accountable under the law. If you’ve been hurt in a crash involving a drunk driver, we’ll explain your legal options, including how Nebraska’s Dram Shop law may play a role in your case. Why File a Drunk Driving Lawsuit? Driving under the influence of alcohol or drugs is not just illegal—it’s a reckless act that endangers everyone on the road. When a driver chooses to get behind the wheel impaired, they can (and should) be held civilly liable for the damage they cause. While a criminal DUI case focuses on punishing the offender, a civil personal injury lawsuit is about helping you rebuild. It allows you to pursue compensation for: Medical expenses (past and future) Lost wages and diminished earning capacity Pain and suffering Emotional trauma Property damage Rehabilitation costs Punitive damages (in cases of extreme recklessness) Nebraska’s Dram Shop Law: Holding Alcohol Providers Accountable Under Nebraska’s Dram Shop Law , victims of drunk driving accidents may also be able to file a lawsuit against the business or establishment that overserved the intoxicated driver. Here’s how it works: A licensed alcohol vendor (such as a bar, restaurant, or event venue) can be held liable if they served alcohol to a visibly intoxicated person or a minor , and that person later caused injury or death. Nebraska law limits these claims to commercial sellers of alcohol—not social hosts. A dram shop claim can help recover damages if the drunk driver lacks adequate insurance or personal assets. This area of law is complex, and not all attorneys are familiar with how to navigate the strict requirements and timelines involved in dram shop litigation. That’s why working with a firm like Fitch & Stahle , which handles cases in both Nebraska and Iowa , is crucial. What Needs to Be Proven in a Drunk Driving Case? To recover damages in a drunk driving lawsuit, your legal team must prove the following: Duty of care – The driver had a legal responsibility to drive safely. Breach of duty – That responsibility was violated by driving impaired. Causation – The impairment directly led to the accident and your injuries. Damages – You experienced real harm—such as medical costs, lost income, or emotional distress. In dram shop cases, your lawyer will also need to demonstrate that the bar or establishment served a visibly intoxicated individual who went on to cause the crash. Why You Need a DUI Injury Lawyer in Nebraska or Iowa Drunk driving cases are rarely straightforward—especially when multiple parties may share liability. Insurance companies will often try to minimize payouts, shift blame, or dispute your injuries altogether. At Fitch & Stahle Law Firm , we will: Preserve key evidence such as police reports, BAC results, surveillance video, and eyewitness accounts Analyze potential dram shop liability Work with medical and accident reconstruction experts to build your case Identify all available sources of compensation Aggressively negotiate with insurance companies—or take your case to trial if needed Our team has deep experience with Nebraska’s unique dram shop provisions and Iowa’s liability standards. We understand what it takes to hold all negligent parties accountable. What Damages Can You Recover? Depending on the specifics of your case, compensation may include: Economic damages : Medical bills, lost income, future treatment costs, property loss Non-economic damages : Pain, suffering, mental anguish, loss of companionship Punitive damages : Intended to punish especially reckless conduct—like drunk driving In cases where dram shop liability applies, these claims can be especially valuable when the at-fault driver is underinsured or has no assets. Time Is Critical – Act Now In Nebraska, the statute of limitations for personal injury and dram shop lawsuits is typically four years , but specific timelines may apply depending on the facts of your case. Evidence like surveillance footage and eyewitness memories can fade fast—so it’s essential to speak with an attorney right away. Get Help from a Sioux City Personal Injury Attorney Who Understands Nebraska Dram Shop Law If you or a loved one has been injured by a drunk driver—especially one who may have been overserved at a Nebraska bar or restaurant—you have the right to seek full and fair compensation. At Fitch & Stahle Law Firm , we’ve helped countless clients across Sioux City , Iowa , and Nebraska recover after devastating crashes. We’ll handle the legal details so you can focus on healing. Call us today for a free consultation — and let’s start fighting for the justice you deserve.