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Understanding Fair Compensation

Robert Stahle • February 1, 2017
Personal Injury Compensation Claims - Sioux City Law Firm

Compensation factors affecting personal injury in Sioux City or South Sioux City

Being involved in an accident or incident that results in a personal injury can be an overwhelming event. From physical harm to financial loss, such as loss of employment, healing from a personal injury takes place on both a physical and mental basis. Fortunately, there are laws in place that allow you to receive compensation for a personal injury; however, it is pertinent to keep in mind that there are multiple factors that play into how much compensation you are actually due. Understanding these factors will help you assess whether or not you are receiving the full amount you owed. As with any type of personal injury compensation claim, it is best to have it filed by a qualified attorney.

Factors affecting personal injury compensation claims


Before we look at the specific factors that affect a compensation claim, it is important for you to understand the difference between a higher multiplier and a lower multiplier. A higher multiplier generally results from factors that are considered serious, such as a head injury. A lower multiplier usually results from less serious injuries, such as a sprain or bruise. If your personal injury has factors that lead to a higher multiplier, this tends to mean it is worth more in terms of compensation.

Factors that point toward a higher multiplier are fairly serious in nature. Take for example that you suffered head trauma during the accident. This factor will undoubtedly lead to a higher multiplier. Other types of factors that are deemed to suffice for a higher multiplier include:


  • Broken bones
  • Joint injury
  • Wounds
  • Nerve damage
  • Vertebrae injury
  • Long recovery period
  • Emotional distress
  • Daily life disruptions

Lower multiplier factors also determine the total overall worth of your compensation, and may include any of the following:


  • No medication needed to treat the resulting injury
  • Medical expenses that are not needed for treatment, rather they are for diagnosing
  • Soft tissue injury, including sprains, bruising, or strains
  • No permanent injury
  • No emotional injury
  • No physical injury
  • Short recovery period

Additional factors affecting the compensation you are owed for a personal injury

You will likely receive a higher settlement for compensation of a personal injury if you can prove you were at no fault for the injury sustained. Your cooperation and calmness accompanied with the claims and settlement process will also play a role. Additionally, if the at-fault party is not sympathetic toward the injury you sustained, this will also likely lead to a higher settlement. More so, if you have witnesses who can bolster your case, this will be of help.

Factors that will result in a lower payout may include being able to prove you some way share in the blame of the accident. Furthermore, proving that you are impatient for the claim to be settled can have a negative impact. And lastly, if there are witnesses who do not bolster your case, rather they bolster the side of the at-fault party, this may negatively impact how much compensation that is due to you.

If you have sustained a personal injury in Sioux City or South Sioux City, please call a qualified and experienced personal injury attorney today.

By Robert Stahle July 28, 2025
Including Dram Shop Liability
By Robert Stahle July 16, 2025
How a Sioux City Personal Injury Attorney Can Help You Seek Justice Each year, drunk driving crashes leave thousands injured or killed—causing devastating emotional, physical, and financial consequences. Despite strict DUI laws and public awareness campaigns, impaired drivers continue to pose a serious threat across Iowa, Nebraska, and the country. For victims, the aftermath of a drunk driving accident is more than just painful—it can be life-altering. At Fitch & Stahle Law Firm , we fight to hold negligent drivers (and sometimes even the businesses that served them) accountable under the law. If you’ve been hurt in a crash involving a drunk driver, we’ll explain your legal options, including how Nebraska’s Dram Shop law may play a role in your case. Why File a Drunk Driving Lawsuit? Driving under the influence of alcohol or drugs is not just illegal—it’s a reckless act that endangers everyone on the road. When a driver chooses to get behind the wheel impaired, they can (and should) be held civilly liable for the damage they cause. While a criminal DUI case focuses on punishing the offender, a civil personal injury lawsuit is about helping you rebuild. It allows you to pursue compensation for: Medical expenses (past and future) Lost wages and diminished earning capacity Pain and suffering Emotional trauma Property damage Rehabilitation costs Punitive damages (in cases of extreme recklessness) Nebraska’s Dram Shop Law: Holding Alcohol Providers Accountable Under Nebraska’s Dram Shop Law , victims of drunk driving accidents may also be able to file a lawsuit against the business or establishment that overserved the intoxicated driver. Here’s how it works: A licensed alcohol vendor (such as a bar, restaurant, or event venue) can be held liable if they served alcohol to a visibly intoxicated person or a minor , and that person later caused injury or death. Nebraska law limits these claims to commercial sellers of alcohol—not social hosts. A dram shop claim can help recover damages if the drunk driver lacks adequate insurance or personal assets. This area of law is complex, and not all attorneys are familiar with how to navigate the strict requirements and timelines involved in dram shop litigation. That’s why working with a firm like Fitch & Stahle , which handles cases in both Nebraska and Iowa , is crucial. What Needs to Be Proven in a Drunk Driving Case? To recover damages in a drunk driving lawsuit, your legal team must prove the following: Duty of care – The driver had a legal responsibility to drive safely. Breach of duty – That responsibility was violated by driving impaired. Causation – The impairment directly led to the accident and your injuries. Damages – You experienced real harm—such as medical costs, lost income, or emotional distress. In dram shop cases, your lawyer will also need to demonstrate that the bar or establishment served a visibly intoxicated individual who went on to cause the crash. Why You Need a DUI Injury Lawyer in Nebraska or Iowa Drunk driving cases are rarely straightforward—especially when multiple parties may share liability. Insurance companies will often try to minimize payouts, shift blame, or dispute your injuries altogether. At Fitch & Stahle Law Firm , we will: Preserve key evidence such as police reports, BAC results, surveillance video, and eyewitness accounts Analyze potential dram shop liability Work with medical and accident reconstruction experts to build your case Identify all available sources of compensation Aggressively negotiate with insurance companies—or take your case to trial if needed Our team has deep experience with Nebraska’s unique dram shop provisions and Iowa’s liability standards. We understand what it takes to hold all negligent parties accountable. What Damages Can You Recover? Depending on the specifics of your case, compensation may include: Economic damages : Medical bills, lost income, future treatment costs, property loss Non-economic damages : Pain, suffering, mental anguish, loss of companionship Punitive damages : Intended to punish especially reckless conduct—like drunk driving In cases where dram shop liability applies, these claims can be especially valuable when the at-fault driver is underinsured or has no assets. Time Is Critical – Act Now In Nebraska, the statute of limitations for personal injury and dram shop lawsuits is typically four years , but specific timelines may apply depending on the facts of your case. Evidence like surveillance footage and eyewitness memories can fade fast—so it’s essential to speak with an attorney right away. Get Help from a Sioux City Personal Injury Attorney Who Understands Nebraska Dram Shop Law If you or a loved one has been injured by a drunk driver—especially one who may have been overserved at a Nebraska bar or restaurant—you have the right to seek full and fair compensation. At Fitch & Stahle Law Firm , we’ve helped countless clients across Sioux City , Iowa , and Nebraska recover after devastating crashes. We’ll handle the legal details so you can focus on healing. Call us today for a free consultation — and let’s start fighting for the justice you deserve.