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Navigating the Legal Process After a Personal Injury:

Robert Stahle • December 23, 2024

A Step-by-Step Guide

Being injured in an accident can be overwhelming, especially when you’re faced with medical bills, lost income, and physical pain. Adding the complexity of the legal process can make it even more stressful. However, understanding what to expect can help you feel more confident as you pursue justice. At Fitch & Stahle Law Office, we’re here to guide you through each step of the process and ensure you receive the compensation you deserve.

Step 1: Seek Medical Attention

Your health should always come first. Immediately after an accident, seek medical attention—even if your injuries seem minor. Medical records serve as critical evidence, linking your injuries to the accident and documenting their severity.

Step 2: Consult an Attorney

Hiring an experienced personal injury attorney early in the process can make a significant difference in your case. Your attorney will:

  • Assess the viability of your claim.
  • Explain your legal rights and options.
  • Handle communications with insurance companies and opposing parties.

At Fitch & Stahle Law Office, we offer free consultations to help you understand your next steps without any financial risk.

Step 3: Investigation and Evidence Collection

Your attorney will begin gathering evidence to build a strong case. This may include:

  • Police or accident reports.
  • Photos and videos of the scene.
  • Witness statements.
  • Medical records and treatment plans.
  • Expert opinions, such as accident reconstructionists or medical professionals.

This phase is crucial for proving liability and the extent of your damages.

Step 4: Filing the Claim

Once the evidence is gathered, your attorney will file a claim with the at-fault party’s insurance company. The claim will outline:

  • The details of the accident.
  • Proof of liability.
  • A demand for compensation, including both economic and non-economic damages.

Step 5: Negotiation with Insurance Companies

Insurance companies often try to settle claims quickly and for less than they’re worth. Your attorney will negotiate on your behalf to secure a fair settlement that reflects the full extent of your losses, including medical expenses, lost wages, and pain and suffering.

Step 6: Filing a Lawsuit (If Necessary)

If the insurance company refuses to offer a fair settlement, your attorney may recommend filing a lawsuit. This involves:

  • Preparing and submitting a complaint to the court.
  • Serving the complaint to the defendant.

Filing a lawsuit doesn’t always mean going to trial; many cases are settled during the pre-trial phase.

Step 7: Discovery Process

During discovery, both sides exchange information and evidence related to the case. This may involve:

  • Depositions (sworn statements from parties and witnesses).
  • Interrogatories (written questions requiring written answers).
  • Requests for documents, such as medical records and financial statements.

Discovery helps both parties understand the strengths and weaknesses of the case.

Step 8: Mediation or Settlement Discussions

Before going to trial, the court may require mediation—a process where a neutral third party helps both sides reach a settlement. Mediation often results in an agreement, saving time and costs associated with a trial.

Step 9: Trial (If Necessary)

If a settlement cannot be reached, the case goes to trial. At trial, your attorney will present evidence, question witnesses, and argue your case before a judge or jury. While trials can be lengthy and uncertain, Fitch & Stahle Law Office has the experience and resources to advocate effectively for your rights.

Step 10: Collecting Your Compensation

If you win your case or reach a settlement, the final step is collecting your compensation. This may include:

  • Medical expenses.
  • Lost wages and future earning capacity.
  • Pain and suffering.
  • Property damage.

Your attorney will ensure that the payment process is handled efficiently and that you receive the full amount owed.

Why You Need Legal Support

The legal process can be complex and filled with pitfalls that may jeopardize your claim. An experienced personal injury attorney can:

  • Guide you through each step with confidence.
  • Protect you from common tactics used by insurance companies to minimize payouts.
  • Maximize your compensation by building a strong, well-documented case.

At Fitch & Stahle Law Office, we are committed to helping injured individuals navigate the legal process with clarity and peace of mind.

Final Thoughts

Navigating the legal process after a personal injury can be daunting, but you don’t have to face it alone. With the right legal team by your side, you can focus on healing while we handle the complexities of your case.

If you’ve been injured in an accident, contact Fitch & Stahle Law Office today for a free consultation. Let us put our expertise to work for you and help you secure the justice and compensation you deserve.

Fitch & Stahle Law Office: Your trusted advocates in personal injury law.

How Drunk Driving Accident Victims Can Maximize Compensation With Legal Help

By Robert Stahle • June 11, 2025
When you’re injured by a drunk driver, the physical trauma is often only the beginning. Medical appointments, hospital stays, and prescription medications can last for weeks, months, or even years. You may be unable to work. You may lose your vehicle. And the emotional toll—fear, anxiety, depression—can weigh heavily on you and your family. Unfortunately, many accident victims never receive the compensation they truly need to recover. Insurance companies are skilled at downplaying injuries, undervaluing claims, and pushing quick settlements. These early offers often only cover short-term costs—and leave victims with nothing for long-term consequences. That’s why it’s crucial to work with a personal injury attorney who understands how to fight for your full and fair compensation. At Fitch & Stahle Law Firm , we’ve helped countless clients throughout Iowa and Nebraska recover the financial support they deserve after being hit by drunk drivers. Here’s how having legal representation can make a difference: 1. Understanding the Full Value of Your Claim A serious injury isn’t just about your ER bill. A strong legal claim must account for: Follow-up medical care, physical therapy, and surgeries Future medical treatment or long-term care Mental health services for trauma, PTSD, or anxiety Lost wages and reduced ability to earn income Property damage and vehicle replacement Pain, suffering, and loss of enjoyment of life Without legal help, you may never even know you’re entitled to compensation for these elements—let alone how to calculate their true cost. Our attorneys work closely with doctors, financial experts, and accident specialists to build a comprehensive case that reflects the full scope of your losses. 2. Pursuing Punitive Damages In Iowa and Nebraska, courts may award punitive damages in drunk driving cases. Unlike compensatory damages (which are designed to cover your losses), punitive damages are intended to punish the offender for particularly reckless or egregious behavior and deter others from doing the same. These damages can significantly increase the value of your claim—but you need an experienced attorney to prove that the driver’s actions warrant them. We know how to present evidence of impairment, prior offenses, and other aggravating factors that strengthen your case. 3. Exploring Additional Sources of Compensation Sometimes, the drunk driver’s insurance policy won’t cover the full cost of your damages. In those cases, we explore: Your own underinsured/uninsured motorist coverage Dram shop liability (if a bar, restaurant, or event overserved the driver) Third-party liability (in rare cases, the driver’s employer or vehicle owner may also share responsibility)  Our team works to leave no stone unturned when identifying all potential sources of recovery. 4. Standing Up to the Insurance Companies Insurance adjusters are trained negotiators. Their job is to pay out as little as possible. Without a lawyer, they may take advantage of your lack of legal knowledge or pressure you into a fast settlement. With Fitch & Stahle in your corner, you don’t have to deal with their tactics. We handle all communication, submit all documentation, and push aggressively for the settlement you deserve. And if the insurance company won’t cooperate? We’re ready to take your case to court. If you or someone you love has been injured by a drunk driver in Iowa or Nebraska, don’t let the insurance company decide what your recovery is worth. Contact Fitch & Stahle Law Firm today for a free case evaluation. Let us help you move forward—with the compensation and justice you deserve.

Why You Need a Lawyer After a Drunk Driving Accident in Iowa or Nebraska

By Robert Stahle • June 6, 2025
Drunk driving accidents are among the most devastating types of crashes—and the most preventable. Every time someone chooses to drive under the influence of alcohol, they not only break the law, but they also endanger innocent lives. When you’re the victim of one of these reckless acts, the physical, emotional, and financial consequences can be overwhelming. Many accident victims assume that if the other driver was arrested for DUI, the case will resolve itself quickly and fairly. After all, if the police have proof that the driver was drunk, what else is there to fight about? The reality is far more complex. Even when intoxication is clear, recovering compensation is rarely straightforward. Insurance companies are primarily concerned with protecting their bottom line. They may admit the drunk driver was at fault but still dispute the amount of damages you’re owed. They may claim your injuries aren’t as severe as you say or argue that you had pre-existing conditions. In some cases, they may even try to shift partial blame to you. That’s why hiring an experienced drunk driving accident attorney is so critical. At Fitch & Stahle Law Firm , we represent clients throughout Iowa and Nebraska who have been harmed by drunk drivers. Our attorneys know how to build strong legal cases backed by evidence, expert testimony, and strategic negotiation. We don’t just take the word of the insurance company—we conduct our own investigations, obtain police and toxicology reports, interview witnesses, and, when necessary, work with accident reconstruction professionals to determine exactly what happened and who’s responsible. Beyond proving liability, our goal is to make sure every client receives the full amount of compensation they’re entitled to under the law. That includes not only current medical expenses and lost wages but also: Future medical care (surgeries, rehab, medications) Lost future earning capacity Pain and suffering Mental and emotional trauma Property damage Punitive damages when applicable In particularly egregious cases, we may also pursue compensation from third parties under Iowa or Nebraska’s dram shop liability laws . If a bar, restaurant, or even a private event served alcohol to someone who was visibly intoxicated or underage, that establishment could be held partially liable for the damages. Dealing with injuries, doctors, bills, and the trauma of the crash is hard enough. You shouldn’t also have to navigate legal paperwork, deadlines, and difficult insurance adjusters on your own. We provide personal, compassionate, and aggressive legal representation—so you can focus on healing while we focus on justice. Remember: The other driver’s arrest or conviction does not guarantee you fair compensation. Civil and criminal cases are separate, and only a personal injury claim will secure the financial support you need to recover and rebuild your life. If you or a loved one has been hit by a drunk driver in Sioux City or the surrounding areas of Iowa and Nebraska, don’t wait. Call Fitch & Stahle Law Firm today for a free consultation. We’ll help you hold the drunk driver—and their insurance company—fully accountable.
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