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How Long Does It Take to Settle an Injury Claim?
Robert Stahle • August 30, 2017
One of the most important things to keep in mind when filing a personal injury claim is the fact that the case may take a long time to settle. Of course, a good personal injury attorney will do everything possible to speed the process but in most cases, it is best to wait it out.
Everyone wants to settle their personal injury case quickly but at the same time, no one wants to feel like they were “shorted” on any money either. As your trusted personal injury attorneys in Iowa and Nebraska, you can count on the team at Fitch & Stahle Law Office to advise you on the best course of action for your specific case and needs.
How Long Will It Take to Settle My Injury Claim?
As a general rule of thumb, you can always settle a personal injury claim more quickly, as long as you are okay with taking less money. However, it may be in your best interest to wait it out to make sure you are awarded the maximum settlement amount that you are entitled to. The amount of time that it takes to finally settle your personal injury claim typically depends greatly on the several different factors, including:
- The
circumstances surrounding your injury
- The
nature of the party at fault
- The
insurance companies involved in the claim
- The
insurance adjusters
- The
attorneys involved
Additionally, there is a wide time range for different settlements, which can change greatly if the initial claim escalates into an actual lawsuit. If you are interested in filing a personal injury claim, it is in your best interest to discuss your claim with a knowledgeable and experienced personal injury attorney for more detailed information.
Additional Factors That Can Delay a Personal Injury Settlement
Problems with your case such as proving liability, obtaining medical records and complications with the insurer can all cause the legal process to take much longer. Another factor that may delay your settlement is if your claim involves larger damages or great amount of money. Insurance companies must make sure they have done their due diligence before awarding very large settlements.
Should I Settle My Claim Early?
There may be circumstances where you feel like you simply cannot wait for a larger settlement because you need the money right away. So how do you determine how much you should settle for? Unfortunately, in these types of situations, there is no simple answer. If you do have a personal injury claim and think that you might want to settle early, the best thing you can do is consult with an experienced personal injury attorney. At Fitch & Stahle Law Offices, we are dedicated to working closely with our clients throughout the claims process to ensure that you feel comfortable in the outcome of your case.
For more information on valuing and settling your claim, visit your Iowa and Nebraska personal injury attorneys online today.
A car accident can change your life in a matter of seconds. One moment you’re commuting or running errands, and the next, you’re facing a wrecked vehicle, physical pain, and a growing stack of medical bills. It’s stressful, overwhelming, and often confusing—especially when you’re not sure what to do next. At Fitch & Stahle Law Firm , we help car accident victims in South Sioux City , Sioux City , and across Nebraska and Iowa understand their rights and recover the compensation they deserve. In this post, we’ll walk you through the critical steps to take after a crash—and how to protect your health, finances, and legal claim. Step 1: Prioritize Your Safety and Health Immediately after a crash, your safety comes first. If possible: Move your vehicle out of traffic Check yourself and others for injuries Call 911 for medical help and law enforcement Even if you don’t feel seriously hurt, get evaluated by a medical professional as soon as possible. Many injuries—like whiplash, concussions, or internal trauma—don’t show symptoms right away. A prompt medical exam not only protects your health, it also documents your injuries for your insurance claim. Step 2: Call the Police and File an Accident Report In both Nebraska and Iowa , it’s important to report any crash involving: Injury or death Property damage over $1,000 A hit-and-run or uninsured driver The responding officer will create a police report , which includes key facts like: Date, time, and location of the accident Statements from drivers and witnesses Diagrams or photos of the scene Initial assessment of fault This report becomes vital evidence in your personal injury claim. Be honest and factual—but avoid admitting fault or guessing what happened. Step 3: Gather Evidence at the Scene (If You Can) If you are physically able and it’s safe to do so, collect the following: Photos of vehicle damage, injuries, skid marks, and surroundings Driver’s license, insurance, and contact info of all involved Contact info for witnesses Notes about the weather, road conditions, and what you recall If you’re unable to collect this yourself, Fitch & Stahle Law Firm may be able to retrieve surveillance footage, witness statements, or crash data later—but the more you gather early, the better. Step 4: Notify Your Insurance Company Most policies require you to notify your insurer after a crash. However, you do not need to give a recorded statement , especially before speaking to a lawyer. Stick to the basics: Where and when the crash happened Who was involved That you’re seeking medical treatment Avoid discussing fault, injuries, or potential settlement values. Insurance companies often use early statements to downplay your claim later. Step 5: Call a Car Accident Lawyer—Before You Talk to the Other Driver’s Insurance The at-fault driver’s insurance company may reach out soon after the crash. They might offer a quick settlement or ask for a recorded interview. Don’t be fooled— their goal is to protect their bottom line, not your recovery . When you call Fitch & Stahle Law Firm , we: Handle all communication with insurance companies Protect you from saying something that hurts your case Calculate the real value of your damages Make sure you aren’t pressured into a lowball settlement We offer free consultations and don’t charge legal fees unless we win your case. Step 6: Keep Track of Everything Start a folder or digital log for your car accident claim. Include: Medical bills and records Receipts for prescriptions or medical equipment Notes from doctor visits Pay stubs showing missed work A journal of your pain levels, emotional struggles, or daily challenges This documentation helps prove pain and suffering , lost income , and the long-term impact of your injury. What Compensation Can You Recover? Depending on the circumstances, you may be entitled to compensation for: Emergency room care and medical treatment Physical therapy and future healthcare needs Vehicle repairs or total loss Lost wages or reduced earning capacity Pain and suffering Emotional distress Permanent disability or disfigurement If the at-fault driver was reckless—such as driving drunk or texting behind the wheel—you may also qualify for punitive damages . At Fitch & Stahle , we fight for the maximum compensation available under Nebraska or Iowa law. How Long Do I Have to File a Claim? The legal deadline to file a car accident lawsuit (called the statute of limitations ) is: 4 years in Nebraska 2 years in Iowa However, it’s best to act early. Delays in filing can lead to lost evidence, unclear medical records, and a weaker case overall. Why Choose Fitch & Stahle Law Firm? We’ve spent years helping injured drivers in the Siouxland region get justice after devastating car accidents. Here’s why clients trust us: ✅ Local Experience : Based in South Sioux City , we know the roads, courts, and insurers in both Nebraska and Iowa. ✅ Full-Service Representation : From crash investigation to courtroom litigation, we handle every step. ✅ Licensed in NE & IA : Whether your accident happened on I-29, Highway 77, or in town, we’ve got you covered. ✅ No Upfront Fees : You pay nothing unless we win your case. Don’t Go Through This Alone—We’re Here to Help If you were injured in a car accident in South Sioux City , Sioux City , or anywhere in Northeast Nebraska or Northwest Iowa , don’t wait to protect your rights. The sooner you act, the stronger your claim. 📞 Call us now at 402-494-3012 🌐 Schedule your free consultation at fitch-stahlelaw.com 📍 Visit us at our South Sioux City office At Fitch & Stahle Law Firm , we fight for car accident victims every day—and we’re ready to fight for you.
After an accident, your focus is naturally on healing. But while you're dealing with doctor visits, missed work, and emotional stress, time is ticking—and your legal rights may already be at risk. At Fitch & Stahle Law Firm , we’ve seen firsthand how delays in hiring a personal injury attorney can result in lost evidence, missed deadlines, and reduced compensation. If you’ve been injured in a car crash, slip and fall, workplace incident, or any other accident in Nebraska or Iowa , the sooner you contact a lawyer, the better. Here’s why reaching out early can make all the difference in your case—and how our team at Fitch & Stahle will protect your rights from day one. 1. Evidence Disappears Quickly Accidents leave behind a trail of evidence—but that trail fades fast. Skid marks get washed away. Surveillance footage gets deleted. Witnesses forget details. Vehicles are repaired or totaled. When you hire a personal injury lawyer early, we can immediately: Secure accident scene evidence Obtain video footage Interview eyewitnesses Preserve medical records and accident reports Coordinate with investigators and experts Waiting too long may mean critical proof disappears before your case even begins. 2. Insurance Companies Start Building a Case Against You Right Away Insurance companies don’t wait. Within hours of an accident, they launch their own investigation— not to help you , but to limit their financial liability. They may: Contact you for a recorded statement Ask you to sign a medical release Offer a quick, lowball settlement Delay your claim to pressure you financially Without a lawyer on your side, these tactics can seriously hurt your ability to recover full compensation. Fitch & Stahle Law Firm handles all communications with the insurance companies, ensuring you don’t say or sign anything that could be used against you later. 3. Deadlines (Statutes of Limitations) Vary and Can Be Short Each state has strict deadlines for filing personal injury claims. These are known as statutes of limitations : Nebraska : Generally 4 years from the date of the accident Iowa : Generally 2 years from the date of the accident But these timelines can vary depending on the type of case (e.g., wrongful death, government liability, medical malpractice), and exceptions are rare. If you miss the deadline, you may lose your right to file a lawsuit entirely . An early consultation with our team ensures we file your claim well within the legal window—and begin preparing your case before it’s too late. 4. Your Medical Care Becomes Part of the Case One of the biggest factors in any personal injury case is your medical treatment . From emergency care to long-term rehab, it’s critical that your injuries are well documented by licensed professionals. When you hire a lawyer early, we can: Help you find appropriate local care providers Make sure your treatment is properly documented Track your medical records, diagnoses, and progress Prevent gaps in care that could hurt your claim We work closely with trusted providers in South Sioux City , Sioux City , and throughout Siouxland to ensure your health and case are both supported from the start. 5. You May Be Entitled to More Compensation Than You Realize When injury victims delay hiring a lawyer, they often settle for far less than they deserve. Why? Because they don’t know what they’re truly entitled to. Our experienced personal injury attorneys evaluate all types of damages , including: Medical bills (past and future) Lost wages and loss of earning capacity Pain and suffering Emotional distress Property damage Permanent disability or disfigurement Loss of enjoyment of life We make sure nothing is left on the table—and that your claim reflects the full impact of your injury , not just the initial costs. 6. You Have Nothing to Lose One of the most common reasons people delay hiring an attorney is cost. But at Fitch & Stahle Law Firm , we work on a contingency fee basis . That means: You pay nothing upfront We only get paid if we win your case Consultations are always free There’s absolutely no risk in calling us—and the benefits of having a skilled legal advocate on your side from day one are huge. Why Trust Fitch & Stahle Law Firm? ✅ Local & Experienced : We’ve helped injury victims throughout South Sioux City , Sioux City , and across Nebraska and Iowa get the justice they deserve. ✅ Licensed in NE & IA : Whether your accident occurred on I-29, Highway 20, or a local road, we’ve got you covered across both states. ✅ Focused on You : We treat every client with care, attention, and transparency. You’re not just a case number—you’re a neighbor. ✅ Trial-Ready Advocacy : While many claims settle out of court, we’re fully prepared to litigate aggressively if needed. Take the First Step Toward Justice Today If you’ve been injured, don’t wait for things to “get worse” before getting legal help. The earlier you hire a lawyer, the stronger your case will be. Let Fitch & Stahle Law Firm protect your health, your rights, and your financial future—starting today. 📍 Visit us at our South Sioux City office 📞 Call now for a free consultation: 402-494-3012 🌐 Learn more at fitch-stahlelaw.com