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Are You Liable for Someone’s Driving?

Robert Stahle • March 5, 2022
Two cars are damaged in a car accident on the road.

It’s easy to be generous when a trusted friend or family asks to borrow your car. Before you hand over the keys and point where the automobile is parked, ask yourself, “What’s going to happen in the unfortunate event that they and the vehicle gets into an accident?”

The common idea is the sole responsibility lies on the negligent driver that caused the accident. However, there are instances where the owner can be held responsible for the damages:

The Family Car Doctrine

The family car doctrine holds the owner accountable for any damages and injuries caused by a family member while using their vehicle. This doctrine also states that owners should always have control over their vehicles, similar to firearms, because of the risks that they pose.

So, before you let a relative who’s inexperienced with driving use your car, you should educate them about car accident liability and motorcycle accidentliabilities. This will give them an idea of the risks and what they should be doing when they’re behind the wheel.

Negligent Entrustment

Negligent entrustment is similar to the family car doctrine law wherein the owner is held responsible when entrusting their vehicle to a person unfit to drive. It is the duty of automobile owners to check if the person is suitable for driving or not. In line with this, here are some of those considered unqualified to operate a vehicle:


  • Intoxicated (either by alcohol or drugs)
  • Older people that have reflex and vision problems that can cause accidents
  • People with no licenses
  • Reckless drivers
  • People with no experience driving a car

An Employee Operating the Company Vehicle

According to law, employers are responsible for any damages or injuries obtained by an employee during their shift while using the company vehicle. However, if they’re off the clock and they used the company vehicle, then the employee is held liable for the damages.

For example, your employee is a delivery guy who was speeding through a busy street and hit another car during delivery. The employer is responsible for the damages caused by the employee. On the other hand, if they used the company vehicle outside work hours or for personal errands and they got into an accident, then they’ll be held responsible for the damages.

Get Help From a Car Accident Lawyer

If you’re unsure about the laws and liabilities that come with owning an automobile, you should consult a car accident lawyer. They have the knowledge and expertise to inform, educate, and help people with car accident liabilities.

If you’re looking for an excellent car accident lawyer in NE, call Fitch & Stahle Law office. We can help you with car accidents, motorcycle accidents, personal injuries, and more.

By Robert Stahle September 5, 2025
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What to Do After a Drunk Driving Accident in Nebraska or Iowa Being hit by a drunk driver is traumatic, confusing, and often life-altering. In the aftermath, you may be overwhelmed by medical bills, vehicle damage, missed work, and pain that doesn’t go away. On top of all that, you’re probably wondering: What are my legal rights? At Fitch & Stahle Law Firm in South Sioux City, Nebraska , we help victims of drunk driving accidents across Nebraska and Iowa understand their rights, protect their claims, and pursue the compensation they deserve. This post explains what you’re entitled to after a DUI-related crash—and what steps you should take to protect yourself. Drunk Driving Victims Have the Right to Compensation If you were injured by someone driving under the influence of alcohol or drugs, you have the legal right to seek compensation through a personal injury claim . These claims are separate from any criminal charges the drunk driver may face. In a civil claim, the goal is not to punish the offender (that’s the court’s job)—it's to recover financial damages for the harm you’ve suffered , including: Emergency medical care Long-term treatment and rehabilitation Lost income and loss of earning potential Pain and suffering Mental and emotional distress Property damage Punitive damages (in extreme DUI cases) At Fitch & Stahle , our job is to make sure you get every dollar you’re entitled to—while the at-fault party is held accountable for their reckless actions. Nebraska and Iowa Laws That Protect Drunk Driving Victims Every state handles DUI-related personal injury claims differently. Because Fitch & Stahle Law Firm is licensed in both Nebraska and Iowa , we’re uniquely qualified to navigate the laws in both jurisdictions. Here are some key legal protections available in each state: Nebraska: Dram Shop Liability : If a bar, restaurant, or alcohol-serving establishment over-served the intoxicated driver, you may be able to sue that establishment under Nebraska’s dram shop law. Comparative Negligence Rule : Nebraska follows a modified comparative negligence rule. You can still recover damages if you were less than 50% at fault for the accident. Statute of Limitations : You generally have four years to file a personal injury claim in Nebraska, but acting sooner improves your chances. Iowa: Dram Shop Law : Iowa’s dram shop law also allows claims against alcohol vendors who sell to an intoxicated person that causes an accident. These claims have special notice requirements. Modified Comparative Fault : You can recover damages in Iowa as long as you are not more than 50% at fault. Statute of Limitations : In Iowa, you typically have two years from the date of injury to file a lawsuit. Understanding which laws apply—and how to use them to your advantage—requires a legal team with experience in both states. That’s why Fitch & Stahle Law Firm is the trusted choice in Siouxland . What to Do Immediately After a Drunk Driving Crash The steps you take right after a crash can make or break your case. Here's what you should do: ✅ Call 911 and get medical help Always prioritize safety. Even if you feel okay, some injuries (like brain trauma or internal bleeding) don’t show symptoms right away. ✅ Document everything Take photos of the crash scene, vehicle damage, your injuries, skid marks, and road signs. Get names and contact info of witnesses. ✅ Get the police report A police report stating the other driver was intoxicated is critical to your claim. Ask the responding officer for details about any breathalyzer or field sobriety tests. ✅ Avoid talking to insurance companies alone Insurance adjusters may seem friendly, but they are trained to protect the company—not you. Don’t give recorded statements or accept offers without legal guidance. ✅ Contact a personal injury lawyer The sooner you speak to a lawyer, the better. At Fitch & Stahle , we offer free consultations and handle every step of your claim—from gathering evidence to negotiating with insurers and going to court if needed. Common Injuries in Drunk Driving Crashes Drunk driving accidents often involve high speeds, poor judgment, and failure to brake—all of which increase the severity of injuries. We commonly represent clients suffering from: Traumatic brain injuries (TBI) Spinal cord injuries and paralysis Broken bones and fractures Internal bleeding and organ damage Facial disfigurement and scarring Emotional trauma and PTSD These aren’t just short-term problems. They can impact your career, relationships, and overall quality of life for years to come. That’s why it’s so important to have an attorney who fights for the long-term value of your claim —not just a quick settlement. Why Choose Fitch & Stahle Law Firm? Here’s what makes us different: ✅ We’re local —Based in South Sioux City and serving all of Siouxland ✅ We’re licensed in Nebraska and Iowa ✅ We’ve handled hundreds of personal injury claims ✅ You pay nothing unless we win ✅ We offer compassionate, one-on-one attention When you hire Fitch & Stahle , you're not just another case file—you’re a neighbor, and we take your recovery personally. Get the Legal Support You Deserve Today Drunk driving is a serious offense with serious consequences. If you or a loved one has been injured in a DUI crash in South Sioux City, Sioux City , or anywhere in the Tri-State area , don’t wait to assert your rights. 📍 Visit our office in South Sioux City, NE 📞 Call us at 402-494-3012 💻 Schedule your free consultation at fitch-stahlelaw.com Let us take the legal burden off your shoulders while you focus on healing. Fitch & Stahle Law Firm is here to fight for you.