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5 Things to Do When You’re in an Auto Accident on Vacation 

Robert Stahle • August 9, 2018
auto accident - iowa and nebraska - personal injury attorney

You’ve been planning for it for months now, or maybe it’s an impromptu adventure, either way you’re about to embark on a summer road trip and you couldn’t be more excited. Once the car is packed and you pull out of the driveway, it might seem like you no longer have a care in the world, and with any luck you don’t. However, unfortunate events like an automobile accident can come along and steal the joy at any moment.

If an automobile accident happens when you’re away from your home city or state, it can make matters even more complicated. Chances are your road trip will be accident free, but it’s important to know what to do in the event that disaster strikes while you’re away from home.

Safety Is Priority One

No matter how minor an accident is, even if it’s an “innocent” fender bender, it’s important to stop and assess the safety of all passengers involved. The first thing to do if you’ve been involved in an accident is pull off to the side of the road, if possible. If that’s not possible stay in your vehicle and out of traffic as you call 911 for assistance.

This is important even if everyone says that they are fine. Shock can cause people to misperceive the seriousness of the situation, and some injuries that may be immediately evident to a medical provider might not make themselves known to the patient right away, like a bruised muscle or concussion.

Cooperate with Law Enforcement

Once police arrive on the scene, it’s important to offer your full cooperation and answer any questions to the best of your ability. On occasion, the parties involved in the accident may have different views on how and why the accident occurred. Resist the urge to get into a heated argument. Simply state what you know and allow the officers to sort out the details and witness statements.

Get Copies of Reports

Anytime a law enforcement officer shows up on the scene, a report will be made. It’s important that you obtain a copy of the complete accident report regardless of who was at fault. Additionally, you’ll want to acquire any medical or mechanical reports as soon as possible after the accident. Having copies of these reports makes dealing with insurance and potentially any legal action less of a hassle.

Contact Your Insurance Company

As soon as you are able, contact your insurance company and make them aware of the accident, as well as the location if it happened out of your home state. Accident and insurance laws vary from state to state and your insurance company will need this information to help them prepare for any exceptional circumstances in the settlement of your case.

Contact a Personal Injury Lawyer

If you’ve been injured in an accident, you should seek a consultation with a personal injury lawyer , regardless of who is at fault. This is especially true if the accident occurred away from your home state and you’re dealing with unfamiliar legal and insurance processes. We’re the personal injury attorneys that can help. Contact Fitch & Stahle Law Offices today for a free consultation.

By Robert Stahle June 11, 2025
When you’re injured by a drunk driver, the physical trauma is often only the beginning. Medical appointments, hospital stays, and prescription medications can last for weeks, months, or even years. You may be unable to work. You may lose your vehicle. And the emotional toll—fear, anxiety, depression—can weigh heavily on you and your family. Unfortunately, many accident victims never receive the compensation they truly need to recover. Insurance companies are skilled at downplaying injuries, undervaluing claims, and pushing quick settlements. These early offers often only cover short-term costs—and leave victims with nothing for long-term consequences. That’s why it’s crucial to work with a personal injury attorney who understands how to fight for your full and fair compensation. At Fitch & Stahle Law Firm , we’ve helped countless clients throughout Iowa and Nebraska recover the financial support they deserve after being hit by drunk drivers. Here’s how having legal representation can make a difference: 1. Understanding the Full Value of Your Claim A serious injury isn’t just about your ER bill. A strong legal claim must account for: Follow-up medical care, physical therapy, and surgeries Future medical treatment or long-term care Mental health services for trauma, PTSD, or anxiety Lost wages and reduced ability to earn income Property damage and vehicle replacement Pain, suffering, and loss of enjoyment of life Without legal help, you may never even know you’re entitled to compensation for these elements—let alone how to calculate their true cost. Our attorneys work closely with doctors, financial experts, and accident specialists to build a comprehensive case that reflects the full scope of your losses. 2. Pursuing Punitive Damages In Iowa and Nebraska, courts may award punitive damages in drunk driving cases. Unlike compensatory damages (which are designed to cover your losses), punitive damages are intended to punish the offender for particularly reckless or egregious behavior and deter others from doing the same. These damages can significantly increase the value of your claim—but you need an experienced attorney to prove that the driver’s actions warrant them. We know how to present evidence of impairment, prior offenses, and other aggravating factors that strengthen your case. 3. Exploring Additional Sources of Compensation Sometimes, the drunk driver’s insurance policy won’t cover the full cost of your damages. In those cases, we explore: Your own underinsured/uninsured motorist coverage Dram shop liability (if a bar, restaurant, or event overserved the driver) Third-party liability (in rare cases, the driver’s employer or vehicle owner may also share responsibility)  Our team works to leave no stone unturned when identifying all potential sources of recovery. 4. Standing Up to the Insurance Companies Insurance adjusters are trained negotiators. Their job is to pay out as little as possible. Without a lawyer, they may take advantage of your lack of legal knowledge or pressure you into a fast settlement. With Fitch & Stahle in your corner, you don’t have to deal with their tactics. We handle all communication, submit all documentation, and push aggressively for the settlement you deserve. And if the insurance company won’t cooperate? We’re ready to take your case to court. If you or someone you love has been injured by a drunk driver in Iowa or Nebraska, don’t let the insurance company decide what your recovery is worth. Contact Fitch & Stahle Law Firm today for a free case evaluation. Let us help you move forward—with the compensation and justice you deserve.
By Robert Stahle June 6, 2025
Drunk driving accidents are among the most devastating types of crashes—and the most preventable. Every time someone chooses to drive under the influence of alcohol, they not only break the law, but they also endanger innocent lives. When you’re the victim of one of these reckless acts, the physical, emotional, and financial consequences can be overwhelming. Many accident victims assume that if the other driver was arrested for DUI, the case will resolve itself quickly and fairly. After all, if the police have proof that the driver was drunk, what else is there to fight about? The reality is far more complex. Even when intoxication is clear, recovering compensation is rarely straightforward. Insurance companies are primarily concerned with protecting their bottom line. They may admit the drunk driver was at fault but still dispute the amount of damages you’re owed. They may claim your injuries aren’t as severe as you say or argue that you had pre-existing conditions. In some cases, they may even try to shift partial blame to you. That’s why hiring an experienced drunk driving accident attorney is so critical. At Fitch & Stahle Law Firm , we represent clients throughout Iowa and Nebraska who have been harmed by drunk drivers. Our attorneys know how to build strong legal cases backed by evidence, expert testimony, and strategic negotiation. We don’t just take the word of the insurance company—we conduct our own investigations, obtain police and toxicology reports, interview witnesses, and, when necessary, work with accident reconstruction professionals to determine exactly what happened and who’s responsible. Beyond proving liability, our goal is to make sure every client receives the full amount of compensation they’re entitled to under the law. That includes not only current medical expenses and lost wages but also: Future medical care (surgeries, rehab, medications) Lost future earning capacity Pain and suffering Mental and emotional trauma Property damage Punitive damages when applicable In particularly egregious cases, we may also pursue compensation from third parties under Iowa or Nebraska’s dram shop liability laws . If a bar, restaurant, or even a private event served alcohol to someone who was visibly intoxicated or underage, that establishment could be held partially liable for the damages. Dealing with injuries, doctors, bills, and the trauma of the crash is hard enough. You shouldn’t also have to navigate legal paperwork, deadlines, and difficult insurance adjusters on your own. We provide personal, compassionate, and aggressive legal representation—so you can focus on healing while we focus on justice. Remember: The other driver’s arrest or conviction does not guarantee you fair compensation. Civil and criminal cases are separate, and only a personal injury claim will secure the financial support you need to recover and rebuild your life. If you or a loved one has been hit by a drunk driver in Sioux City or the surrounding areas of Iowa and Nebraska, don’t wait. Call Fitch & Stahle Law Firm today for a free consultation. We’ll help you hold the drunk driver—and their insurance company—fully accountable.
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